Benefit Checkup (BCU)
During a counseling session, the U.S. Department of Housing and Urban Development (HUD) counselor may use HUD’s Benefit Checkup (BCU) if your income is below 200% of the Federal Poverty Level.
A brief summary of the BCU is provided below. This information is sourced from the website National Council on Aging (NCOA).
The BCU is required if you are disabled or your income falls below 200% of the Federal Poverty Level.
These questions were designed to help identify alternative types and sources of assistance that might be available to you. Using a simplified version of Benefits Check Up designed specifically for reverse mortgage counseling, counselors can quickly screen more than 2,000 public and private benefits programs from all 50 states and the District of Columbia. These benefit programs include tax relief, energy assistance, health care and in-home services, prescription drugs, nutrition programs, housing, and transportation services. You will receive the most complete benefits report if you answer all questions. There are some questions that are specific to medical and budgetary information.
To start the BCU, go here.